| Identity fraud . How can you reduce the exposure to identity theft? · .Don’t throw away anything with your name, address or financial details on it without shredding it first. · .If you receive an unsolicited phone call or email asking for your security details, never reveal your details or account numbers. · If you are concerned about the source of a call, ask the caller to give you a main switchboard number for you to call them back on. Alternatively, hang up and call back on a legitimate phone number printed for the organisation they purport to be calling from. · Check your bank statements carefully and report anything suspicious to the bank or financial service provider concerned. · Don’t leave things like bills lying around for others to look at. · If you move house, ask Royal Mail to redirect your post for at least a year. · Credit reference agencies, such as Callcredit, Equifax and Experian, offer a credit report checking service to alert you to any key changes on your credit file that could indicate potential fraudulent activity. · It is particularly helpful to check your personal credit file 2-3 months after you have moved house. What should you do if you believe you are the victim of this fraud? If you discover you are the victim of this, or any, type of fraud please report this to Action Fraud: Via the web reporting template at www.actionfraud.police.uk or telephone the Action Fraud call centre on 0300 123 2040. |